Credit and Identity Theft
نویسندگان
چکیده
منابع مشابه
Credit and Identity Theft
The quintessential crime of the information age is identity theft, the malicious use of personal identifying data. In this paper we model “identity” and its use in credit transactions. Various types of identity theft occur in equilibrium, including “new account fraud,” “existing account fraud,” and “friendly fraud.” The equilibrium incidence of identity theft represents a tradeoff between a des...
متن کاملIdentity Theft
On February 7, 2005, the Federal Trade Commission reported that at least 10 million Americans are affected by identity (ID) theft each year[7]. The US Department of Justice defines identity theft as ”all types of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, typically for economic gain[17].” ID thieves target any ...
متن کاملAutomated Identity Theft
89 otherwise shed light on their underground activities. In one recent case, honeynet intruders exposed the existence of automated tools that support and facilitate identity theft and credit-card fraud. Members of a community who call themselves carders use these tools to defraud Internet merchants and consumers of potentially large financial sums. The preceding installment of this department 1...
متن کاملExploring medical identity theft.
The crime of medical identity theft is a growing concern in healthcare institutions. A mixed-method study design including a two-stage electronic survey, telephone survey follow-up, and on-site observations was used to evaluate current practices in admitting and registration departments to reduce the occurrence of medical identity theft. Survey participants were chief compliance officers in acu...
متن کاملData Breaches and Identity Theft
This paper presents a monetary-theoretic model to study the implications of networks’ collection of personal identifying data and data security on each other’s incidence and costs of identity theft. To facilitate trade, agents join clubs (networks) that compile and secure data. Too much data collection and too little security arise in equilibrium with noncooperative networks compared with the e...
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ژورنال
عنوان ژورنال: SSRN Electronic Journal
سال: 2005
ISSN: 1556-5068
DOI: 10.2139/ssrn.814026